Low Participation Of The National Health Insurance Program In Cimanggu Village RW 009 & 010 Ngamprah West Bandung

Abstract

According to the Presidential Regulation of the Republic of Indonesia Number 12 of 2013 concerning health insurance, the definition of health insurance is insurance in the form of health protection so that participants receive health care benefits and protection in meeting basic health needs that are given to everyone who pays their contribution. The benefits guaranteed by the JKN program are in the form of comprehensive individual health services, including promotive, preventive, curative and rehabilitative services including drugs and medical materials. Residents of RW 009 and RW 010 who do not yet have a JKN card are 155 people (59%) and 109 people (41%) who already have a JKN card, the majority of the types of JKN used are BPJS/KIS 104 people (96%), and the rest use Private Health Insurance. Due to the low participation of JKN, a research was conducted to find out the factors causing the low participation of JKN. The results of the study found that residents did not understand the importance of JKN, low income, and complicated service procedures. So it is necessary to carry out socialization to increase the knowledge and participation of citizens in the JKN program.